Medical Malpractice Insurance
Protect Your Healthcare Career with Reliable Malpractice Coverage in California
As a healthcare professional in California, even the most skilled and experienced provider can face unexpected patient claims. A single lawsuit — whether from a surgical complication, treatment error, or communication issue — can jeopardize your reputation and finances.
That’s why Medical Malpractice Insurance is essential. It protects doctors, surgeons, nurses, and all healthcare providers from the legal and financial fallout of professional liability claims — allowing you to focus on what truly matters: providing excellent patient care.
Common Risks for Healthcare Professionals
Allegations of misdiagnosis or delayed treatment
Surgical or procedural complications
Medication errors or dosage disputes
Failure to obtain informed consent
Board or licensing investigations
A customized malpractice insurance plan ensures your career, license, and financial future remain protected in the face of uncertainty.
General Liability Insurance for Medical Professionals
General Liability Insurance covers third-party claims of bodily injury, property damage, or personal injury that occur in your practice.
Example Scenarios:
A patient’s family member slips in your waiting area and gets injured
Equipment delivery accidentally causes property damage
You’re accused of false advertising or reputational harm
Stay protected with reliable coverage from Western Insurance Network.
Professional Liability (Malpractice) Insurance
Professional Liability — also known as Medical Malpractice Insurance — covers legal defense costs, settlements, and damages resulting from allegations of professional negligence, treatment errors, or omissions.
Example Scenarios:
A patient claims improper treatment caused injury or complications
A delayed diagnosis leads to worsened condition and legal action
You’re accused of providing substandard care or incomplete records
Defend your reputation and financial stability with a tailored malpractice policy through Western Insurance Network.
License Defense Insurance
Your medical license is your livelihood. License Defense Insurance ensures you have the legal protection needed if the Medical Board of California or another regulatory agency investigates your practice.
Coverage Includes:
Attorney representation for board hearings
Legal fees and defense costs
Reinstatement and disciplinary proceeding expenses
Protect your credentials and your right to practice with License Defense Coverage from Western Insurance Network.
Cyber Liability Insurance (HIPAA-Compliant)
Dental practices handle vast amounts of confidential patient information. A single data breach can lead to severe financial and regulatory consequences.
Cyber Liability Insurance helps safeguard your digital operations and maintain HIPAA compliance.
Coverage Includes:
Data breach investigation and recovery
Legal defense for privacy violations
Patient notification and credit monitoring
Ransomware or cyber extortion costs
Protect your reputation and ensure the security of sensitive patient data with comprehensive cyber protection.
Business Interruption Insurance for Practices
If your dental office experiences a temporary shutdown due to a fire, flood, or utility failure, Business Interruption Insurance helps you maintain financial stability while operations are restored.
Coverage Includes:
Lost income during closure
Ongoing expenses (rent, payroll, utilities)
Relocation or temporary workspace costs
Loan and tax obligations
Combine this policy with your property insurance or a Business Owner’s Policy (BOP) for complete protection and cost savings.
Why Trust Western Insurance Network
For over 46 years, Western Insurance Network has specialized in providing tailored insurance for healthcare professionals — including dentists across California.
Why Choose Us
Specialized in Dental Coverage: Comprehensive protection for general dentists, orthodontists, oral surgeons, and specialists.
California-Focused: We understand state-specific regulations, OSHA compliance, and dental liability requirements.
Complete Protection: From General Liability to Malpractice, Cyber Liability, and Workers’ Compensation.
Fast, Custom Quotes: Our experts quickly assess your needs and provide personalized, affordable coverage options.
Protect your dental practice with confidence — Western Insurance Network keeps you covered while you focus on your patients.
Frequently Asked Questions
Yes. While not always legally required, it’s strongly recommended — and often required by hospitals and healthcare facilities.
Costs vary based on your specialty, claim history, and location. Contact Western Insurance Network for a personalized quote.
Yes. California mandates Workers’ Compensation for any business with employees, full- or part-time.
Yes. Any California practice with employees must carry workers’ compensation coverage.
No. HIPAA-related incidents are covered under Cyber Liability Insurance.
Yes. Bundling policies often reduces premiums and simplifies management.
Contact your insurer immediately and utilize your License Defense Insurance for legal support.
Request a free quote from Western Insurance Network — our specialists will find the best plan for your needs and budget.
Comprehensive Coverage for the Healthcare Industry
We offer specialized insurance solutions designed to protect healthcare businesses from financial, legal, and operational risks — keeping your practice secure and compliant at every step.
