Insurance for Radiologists
Insurance Solutions for Diagnostic Imaging Professionals
As a radiologist in California, your work is critical to accurate diagnosis and patient care — but it also comes with unique professional and operational risks. From malpractice claims and equipment damage to cyber threats and staff injuries, one unexpected event can disrupt your entire practice.
That’s why having comprehensive insurance for radiologists is essential. The right coverage protects your practice, finances, and reputation — allowing you to focus on delivering precise diagnostic care.
Equipment malfunction leading to delayed patient care
Radiation exposure incidents or employee injury
Cyberattacks compromising patient data and PACS systems
Property damage from fire, flooding, or theft
Regulatory complaints or investigations affecting your license
Protect your career with a customized radiologist insurance package designed for California’s healthcare professionals.
General Liability Insurance for Radiologists
General Liability Insurance protects your imaging facility from third-party bodily injury, property damage, or personal injury claims.
Example Scenarios:
A patient slips in your imaging suite and sustains an injury
A visitor damages office property or equipment
You’re accused of defamation or misleading advertising
Partner with Western Insurance Network to ensure your radiology office meets California liability standards.
Professional Liability Insurance for Radiologists
Professional Liability Insurance — often called Radiologist Malpractice Insurance — covers defense costs, settlements, and damages related to allegations of diagnostic errors, negligence, or misinterpretation of scans.
Example Scenarios:
A patient claims harm from a delayed or incorrect diagnosis
An imaging report is alleged to have contributed to improper treatment
You’re accused of failure to follow up on critical findings
Safeguard your reputation and livelihood with specialized malpractice coverage through Western Insurance Network.
Workers’ Compensation Insurance for Imaging Centers
If you employ radiologic technologists, front desk staff, or nurses, California law requires you to carry Workers’ Compensation Insurance.
Coverage Includes:
Medical care for on-the-job injuries (including radiation exposure)
Lost wages during recovery
Disability and survivor benefits
Legal protection from employee injury claims
Stay compliant and protect your staff with a policy designed for radiology practices.
Property & Equipment Insurance for Radiology Practices
Radiology equipment — from MRI machines to X-ray systems — represents a major investment. Property & Equipment Insurance protects your valuable assets from fire, theft, or water damage.
Bundle this policy with a Business Owner’s Policy (BOP) for full coverage, including property, liability, and business interruption protection.
Cyber Liability Insurance (HIPAA-Compliant)
Radiologists handle large volumes of digital patient data, making them prime targets for cyberattacks.
Cyber Liability Insurance protects your practice from digital threats like data breaches, ransomware, and HIPAA violations.
Coverage Includes:
Data breach investigation and patient notification
HIPAA compliance and regulatory fines
Cyber extortion and ransomware response
Data restoration and IT recovery services
Protect your patients’ privacy and your reputation with HIPAA-compliant cybersecurity coverage.
Business Interruption Insurance for Radiology Clinics
If a fire, flood, or disaster forces your imaging center to close temporarily, Business Interruption Insurance replaces lost income and helps cover ongoing expenses until operations resume.
Bundle it with a BOP for complete financial stability during downtime.
46+ Years of Healthcare Insurance Expertise
With over four decades of experience protecting healthcare professionals, Western Insurance Network offers specialized insurance solutions for radiologists and imaging centers across California.
Keep your business secure, compliant, and financially stable — so you can focus on accurate and timely patient diagnostics.
Why Radiologists in California Trust Western Insurance Network
Radiologists in California operate in one of the most highly regulated and technology-driven areas of healthcare — where even a single diagnostic error, system failure, or data breach can lead to costly claims or reputational damage. That’s why thousands of medical professionals trust Western Insurance Network for specialized, comprehensive coverage designed specifically for the needs of imaging and diagnostic practices.
With over 46 years of experience in healthcare risk management, Western Insurance Network understands the daily realities of radiology — from maintaining multimillion-dollar MRI and CT equipment to ensuring HIPAA compliance and staff safety. Our tailored insurance plans combine Professional Liability, Property & Equipment, Cyber Liability, and Workers’ Compensation protection into one seamless package, ensuring your practice remains financially secure and fully compliant with California state regulations.
Whether you run a private imaging center, work as a hospital-based radiologist, or manage a mobile diagnostic unit, our expert advisors help you choose the right level of protection to match your operations, budget, and future growth goals. With responsive claims support and industry-leading customer service, Western Insurance Network gives California radiologists the peace of mind to focus on what matters most delivering accurate, high-quality patient diagnostics.
Frequently Asked Questions
It’s not legally required but strongly recommended and often mandatory for hospital affiliations.
Costs usually range from $3,000 to $8,000 per year, depending on coverage limits and claim history.
Yes, it’s mandatory under California law for any practice with employees.
Yes, it protects against claims of misdiagnosis or delayed diagnosis.
Yes, under Property & Equipment Insurance or a Business Owner’s Policy (BOP).
Yes, Cyber Liability Insurance covers data loss, HIPAA penalties, and system recovery costs.
Yes, bundling multiple policies like BOP and Cyber Liability can reduce premiums.
Activate your License Defense Insurance immediately to cover legal representation and costs
Comprehensive Coverage for the Healthcare Industry
We offer specialized insurance solutions designed to protect healthcare businesses from financial, legal, and operational risks — keeping your practice secure and compliant at every step.
